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How Much Does Giving Birth in Singapore Really Cost?

Whether you’re a Singaporean or an expat looking to understand the latest maternity costs, it’s essential to know what to expect. In this Pacific Prime Singapore guide, we break down the costs of giving birth in Singapore in 2025—from hospital fees to maternity packages and insurance options.

Note: All figures provided in this article have been reliably sourced from the Ministry of Health (MOH), as well as hospitals, clinics, insurance partners, and existing clients in Singapore. Pacific Prime Singapore will review the figures regularly to ensure they are up to date.

From pre-pregnancy screening to delivery and postnatal care, this guide breaks down each stage of the pregnancy journey in Singapore, along with estimated costs, so you can plan ahead with confidence. Here’s what you need to know.

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Pre-Pregnancy Screening and Gynecologist Costs in Singapore

Pre-pregnancy screening with your doctor or gynecologist

Singapore has many specialized maternity hospitals for different needs and budgets. Whether you prefer a public hospital with subsidized care or a private hospital with premium service, it’s worth exploring your options early to find the best antenatal care throughout your pregnancy.

If cost is your concern, a government hospital is the best option. Aside from being generally cheaper than their private counterparts, government hospitals have added cost-saving measures from public health insurance schemes like Medishield, Medisave, and Medifund if you are a Singaporean or a PR.

Further reading:

The Costs of Seeing a Gynecologist in Singapore

Public hospitals have subsidized rates for both your consultations and stay when you are pregnant. The downside of going with a public hospital in Singapore is that you will see different gynecologists with every visit.

As a reference, here is an estimated price for each specialist consultation at a public hospital: 

Services Subsidized Patients (Singaporean Citizens 

/ Permanent Resident)

Private Patient Non-Resident 
First Consultation SGD $30.50–71.17 

/ S$76.25

SGD $203.07 SGD $222.36
Repeat Consultation SGD $148.24 SGD $163.50

All prices shown are in Singapore Dollars (SGD $)

Source: https://www.sgh.com.sg/clinic-visit/charges-and-payments/outpatient-charges 

Alternatively, you can also reach out to a private gynecologist clinic for routine appointments. Regular gynecological procedures include Pap smears and pelvic exams, as well as consultations for menstrual issues, endometriosis, menopause management, and other reproductive health concerns.

  • Consultation Fees: A first-time visit to a private gynecologist typically ranges from S$120 to S$350, depending on the doctor and clinic.
  • Pap Smear: A routine Pap smear test costs around SGD $30 to SGD $100, depending on the facility.
  • Ultrasound Scans: Pelvic ultrasound scans generally fall between SGD $100 and SGD $300, depending on the type of scan and healthcare provider.

Costs for consultations in private hospitals tend to be higher. To discover what your options are, here is a list of public and private hospitals in Singapore.

Checklist for Pre-Pregnancy Screening in Singapore

When getting a pre-pregnancy health check, you can expect the following to be done:

  • A general physical assessment, including basic health measurements, such as blood pressure.
  • A review of your past medical records for any vaccinations you may have received, in order to check for immunity against rubella, chickenpox, hepatitis A and B, and other communicable diseases.
  • A screening for major illnesses, diseases, or health problems. These include gynecology problems, diabetes, and thyroid problems.
  • A pelvic exam to detect any infections or sexually transmitted diseases (STDs).
  • A Pap smear test to determine the health of the endocervical canal, which is prone to cervical cancer.
  • A blood test and Rh test to determine if you have the Rh (Rhesus) factor, which is a protein on the surface of red blood cells. If you are Rh-negative and your fetus is Rh-positive, then this could lead to complications during pregnancy.

Other common tests include a urine test to check for infections and an ultrasound of the womb.

Tip: If you are an expat who recently moved to Singapore, your medical history likely won’t be available in the local healthcare system. It’s a good idea to reach out to your doctor back home and request a copy of your medical records for your new physician in Singapore.

Having your health records on hand helps your new doctor better understand your medical background, track past treatments and vaccinations, and avoid repeating tests or missing important screenings.

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The Costs of Pre-Pregnancy Screenings in Singapore

For the above tests, you can opt to pay for each test or screening separately, or you can opt for a comprehensive pre-pregnancy health screening package at the hospital or health facility you visit.

For reference, here are some of the add-on costs you can expect to pay for each medical option/visit at private and public hospitals in Singapore:

Medical options Costs (SGD)
Ultrasound (each visit) Around $100–300
Pap smear Around $50 at public clinics, 

Up to $150-300 at private clinics

Antenatal blood test Around $100 at private clinics
Prenatal genetic tests* Around $1,500–2,000

*According to historical data from the MOH.

Pre-Pregnancy Health Screening Packages in Singapore

If you prefer to manage your expenses upfront, opting for a preconception health package will be your best option. In general, prices for basic packages start from SGD $400–700.

Note: For more comprehensive packages, the costs can be considerably higher depending on what you want to include, such as genetic tests.

Here’s a list of a few hospitals and clinics offering health screenings:

Prenatal Checks and Workout Classes

Ultrasound

Once you have tested positive on a home pregnancy kit, you should arrange to see your gynecologist for prenatal checks. This way, your gynecologist can estimate your due date, which is normally 40 weeks from the first day of your last period.

The Costs of Prenatal Tests During Your First Trimester

The first trimester is a critical stage of pregnancy that requires close monitoring, as the risk of complications and miscarriage is higher during this period. Once you receive a positive result from a home pregnancy test, it’s important to schedule a medical consultation to confirm the pregnancy.

During this time, choosing a dedicated gynecologist is recommended so that both your health and your baby’s development can be carefully tracked from the very beginning.

At each visit, you will need to pay for the consultation and any tests needed to check on your health and the health of your fetus. These may include:

  • OSCAR testing for Down Syndrome, averaging between SGD $300 and SGD $400.
  • Detailed fetal anomaly scan, costing around SGD $280.
  • Oral glucose tolerance testing for gestational diabetes, between SGD $20 and SGD $50.

You may also need to include the cost of prenatal supplements, which range anywhere from SGD $60 and can reach up to S$450 or more.

The Cost of Prenatal Workout Classes

Prenatal workout

During your first trimester, it’s highly recommended to attend prenatal classes. Generally, most hospitals in Singapore offer these classes to help soon-to-be parents learn about what to do when the contractions come, as well as to help with posture, mobility, lactation, and dietary requirements.

Prenatal class fees in Singapore range from SGD $250–SGD $750 per course. For example, KK Women’s and Children’s Hospital offers a 4-week course for only S$240 for their current patients and S$296 for non-patients.

Altogether, you might spend up to SGD $4,000 on prenatal classes to support a healthy and informed pregnancy. For a more accurate estimate based on your needs, it’s best to check with your healthcare provider, as costs can vary.

The Costs of Prenatal Check-Ups For Your Second Trimester

From week 13 onward, it’s recommended to continue regular checkups with your gynecologist. Both public and private hospitals in Singapore offer antenatal packages that typically include monthly visits, increasing to weekly appointments in the final trimester. 

Prices range from around SGD $600–SGD $800 for subsidized care at public hospitals to approximately SGD $2,000 at private hospitals.

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The Costs of Giving Birth in Public and Private Hospitals in Singapore

Maternity room

The cost for a normal vaginal delivery at a Class C ward in a government hospital ranges from SGD $1,078 to SGD $1,757. For private hospitals, this starts at SGD $9,073 and goes as high as SGD $12,547

For example, here’s a breakdown of the average bill per delivery stay at KK Women’s and Children’s Hospital:

Ward Type Subsidy Status Average Bill (SGD) Bill Range (SGD)
Ward B2 Subsidised $1,486 $1,243–$1,898
Ward C Subsidised $1,385 $1,138–$1,799
Ward B1 Unsubsidised $4,345 $3,808–$5,063
Ward A Unsubsidised $5,780 $5,297–$6,628

Unexpected Pregnancy Complications and Medical Costs in Singapore

While most vaginal deliveries in Singapore proceed without major intervention, unexpected complications during labor and delivery can significantly increase medical costs.

In some cases, a forceps delivery or emergency interventions like a cesarean section (C-section) may be necessary. Medical issues such as fetal distress, umbilical cord problems, or maternal complications can raise the risk level and lead to urgent surgical procedures.

A cesarean section typically costs more than a vaginal delivery due to its complexity and the longer hospital stay it requires, usually three to four days for recovery and monitoring. In Singapore, C-section costs range from SGD $9,814 at public hospitals to SGD $21,556 at private facilities.

Are C-section Costs Covered by Insurance?

If you choose to undergo a C-section without medical necessity, it typically won’t be covered by standard health insurance. However, if your doctor recommends a medically necessary C-section, the following costs can be partially or fully covered under a comprehensive maternity insurance plan.

  • Surgeon’s fees
  • Anesthetist’s fees
  • Operating theatre charges

Tip: Considering the high costs of emergency procedures and complications, it’s strongly recommended to secure maternity insurance early in your pregnancy or even before conception. Doing so ensures you’re financially protected in case of any complications during childbirth. 

Protect the Mother’s Health with Maternity Insurance in Singapore

Maternity insurance in Singapore is designed to cover the costs of pregnancy-related care, including prenatal check-ups, delivery, and postnatal services. These benefits are often added as riders to existing health insurance plans, but can also be purchased as standalone maternity plans.

Key benefits may include:

  • Prenatal and postnatal check-ups
  • Childbirth coverage (vaginal delivery or C-section)
  • Hospital stay and surgical fees
  • Emergency care for complications
  • Newborn coverage options

Why the Waiting Period Matters

One of the most important aspects of maternity insurance is the waiting period. Most insurers in Singapore impose a waiting period of 10 to 24 months before maternity benefits become claimable. This means you must secure a maternity-inclusive policy well before conception.

At Pacific Prime Singapore, we strongly recommend that individuals planning to start a family review and purchase maternity insurance early to avoid unexpected out-of-pocket expenses during pregnancy or childbirth.

Protect Your Baby’s Health with Newborn Insurance in Singapore

If you’re concerned about potential postnatal complications or want to safeguard your baby’s health from day one, consider securing comprehensive newborn health insurance. This type of insurance is designed to support your child’s medical needs during their early years, with coverage including:

  • Inpatient care (including private room accommodation)
  • Outpatient services, such as GP consultations and specialist visits
  • Prescribed medications and diagnostic tests
  • Direct billing with leading hospitals and clinics

Newborn health insurance can be bundled with maternity plans or purchased separately, depending on your insurer’s offerings. Learn more about medical insurance for expats in Singapore in our article.

If you’re planning to start or grow your family, now is the time to explore your maternity insurance options in Singapore. Speak with our expert advisors for free, no-obligation quotes and a personalized plan comparison from top insurers across Singapore.

 

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Napasrapi Triemthana
Napasrapi Triemthana, best known by his nickname “Tawan,” is an upcoming content creator at Pacific Prime Thailand. He is a fresh graduate in English from the Faculty of Arts, Chulalongkorn University, where he developed knowledge in literature and culture, while also building up experience writing both academically and professionally compelling essays and articles. Before joining Pacific Prime’s content team, Tawan had been in an internship at a top e-commerce company in Thailand, during which he had a chance to write blog posts and short articles for the company’s website and social media. During college, Tawan also worked part-time as a Thai-English translator and proofreader for the Faculty of Dentistry, Chulalongkorn University’s academic journals.

With his keen interest in journalism, especially in the healthcare and wellness field, Tawan joins Pacific Prime with the goal of creating content that simplifies health insurance solutions, helping people make informed choices and choose the best options for their needs. Tawan firmly believes that words have power that can shape the world for the better.

In his free time, Tawan loves to pick up his Nintendo Switch and wield the Master Sword in Hyrule’s dungeons. He is also an avid sci-fi books/shows enjoyer. You can spot him hanging around bookstores and game shops all day long!

Napasrapi Triemthana
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