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As the years have gone on and bicycle technology has advanced, bike manufacturers have continued to bring out new bikes each year, often with bold claims of additional stiffness, aerodynamics, comfort and efficiency. You’d be forgiven for thinking that speed is the be all and end all and if you don’t buy the latest and … Read more

Bupa is one of the best-known names in health insurance, offering private medical cover to individuals and businesses. If you want to provide health insurance as part of your employee benefits package, read on to discover what you can expect from Bupa business health insurance. How does Bupa business health insurance work? When you contact … Read more

Girona, a small city in northeastern Spain, has become a popular destination for cyclists from all around the world in recent years. With its beautiful landscape, diverse terrain, and excellent cycling infrastructure, it’s not hard to see why. I had become curious about all the riders and triathletes going there to live or on training … Read more

Getting protection insurance might be low on your list of priorities, but it could be a lifesaver if you need to take time off work because of ill health. What is income protection insurance, and is it the right choice for you? Our guide is here to help. How does income protection insurance work? Income … Read more

Regardless of the type of ride you are doing, route planning is often key to getting maximum enjoyment out of the ride. For some, getting the map out (physically or virtually) is half the fun, but for others it can be off putting, particularly if you’re trying a new type of cycling, such as bike … Read more

If an absence from work because of illness or injury would leave your family struggling to pay the bills, you may want to consider taking out income protection insurance. Here’s our guide to how it works and whether it could be the right option for you. How does income protection insurance work? Income protection pays … Read more

Triathlon has produced some of the fittest human bodies in the history of sport. Whether it’s a sprint or long distance event, any athlete working their way up the rankings has to put thousands of hours into their training, recovery, nutrition and in the last ten years, a huge outlay of cash to buy aero … Read more

The NHS has been providing healthcare that’s free at the point of use since 1948. At the same time, the popularity of private healthcare has increased, with 1.7million of us now having private medical insurance. In this post, we explain the key differences between private healthcare and the NHS. NHS vs private healthcare appointment and … Read more

Regular contributor to the Draft, Tim Wild spent three days shredding through the mountains of Tucson, Arizona – here’s what he learned. Don’t mess with the cacti All the plant life on these trails wants to hurt you. The needle-like spines of the prickly pears. The fine, densely-packed spikes of the deceptively fluffy-looking teddy bear … Read more

‍Health insurance with medical history disregarded (MHD) underwriting ignores any pre-existing conditions your employees may have had. With MHD underwriting, your business health insurance policy will cover all eligible conditions, regardless of when symptoms began.  How does medical history disregarded underwriting work? If you are an employer with at least 20 employees, you may be … Read more

Want to ride faster without just throwing large amounts of money at carbon everything? Don’t worry, not all upgrades have to cost a fortune. Whether you’re on a tight budget or looking to splash out for those final watts, these upgrades can help triathletes of all levels boost bike performance with real data behind the … Read more

If you currently have or have had medical conditions, you may wonder whether they’ll affect your ability to get private health insurance. In this guide, we explain how pre-existing medication conditions may affect your cover, highlighting one insurer that often covers more than others. What is a pre-existing medical condition in relation to health insurance? … Read more

The days are lengthening, the weather is getting milder and that itch to get out on your bike and immerse yourself in the wonders that spring brings with it is getting stronger. So as spring settles in across the country once more, what should you do and where should you go to take advantage of … Read more

This post, updated for 2025, explains how private health insurance works in the UK before detailing the benefits you can expect from a policy. Watch: How private health insurance works Here’s a short video explaining how private health insurance works: Top 10 benefits of health insurance in the UK These are the most significant benefits … Read more

Welcome back to another instalment of ‘Long Weekends in Europe.’ Last time out we took a sunny trip to Mallorca to explore island life in the Mediterranean. Today we are heading north to the Danish capital of Copenhagen. Originally a small fishing town that served both Denmark and nearby Sweden, Copenhagen as we know it … Read more

Finally, spring is here!! The sun is (almost) out, the winter kit is bagged up and with any luck, this relentless cold, soggy, wet weather won’t be rearing its ugly head for another six months or so. Hopefully, you’ve had a good winter of training in preparation for the 2024 sportive season, ready to smash … Read more

As a single parent, finding time for yourself, let alone that to review private health insurance policies, is a push at best. With several top providers, each with their policies, options and benefits, you’ll be forgiven for being put off before you even get started. We’ve created this guide to help you quickly find the … Read more

Bike luggage charges can be a pain. Every airline seems to handle bicycles in a completely different way, and charge completely different premiums to carry your bike box. There are very few things that I get more excited about than escaping for a long weekend away with my bike. Rebuilding my bicycle halfway up an … Read more

Cycling has always been a popular way to explore new places and get some exercise at the same time. With the Coronation of King Charles III this weekend, what better way to combine these two things than by cycling around some of the most stunning royal sites in the UK? From Balmoral Castle in the … Read more

If you’re a company director or a one-person limited company, health insurance can help you access private healthcare and get back to running your business. Here’s what you need to know about paying for health insurance through your limited company. How does private health insurance work? Health insurance covers private medical treatment for acute conditions, … Read more

I have known German velopreneur Gunnar Fehlau for a few years now. Gunnar’s base in Göttingen was only an hour’s bike ride away from the village where I grew up from my mid teens onwards. He has been a driving force behind developing bikepacking events in Germany, so in 2016 we went on a bivvy … Read more

If you’ve decided to buy health insurance, you might think that working with an insurance broker will make your policy more expensive, as you’re adding a middleman. However, a good broker could save you money. Here’s how brokers can reduce the cost of your health insurance. How do health insurance brokers work? A health insurance … Read more

In a world filled with uncertainty, insurance stands as a beacon of security. However, what happens when the safety net we’ve woven is frayed, leaving us vulnerable to unforeseen circumstances? Welcome to a space where we explore the often overlooked realm of underinsurance. Our policies are designed and priced to provide comprehensive coverage for your … Read more

If you’re currently awaiting treatment or having a condition investigated, you may wonder whether private health insurance is the solution. In this guide, we explain why health insurance won’t cover existing illnesses and offer other options to consider. Why health insurance doesn’t cover pre-existing conditions This section explains what a pre-existing medical condition is and … Read more

After what seems like a post covid era re-birth ,normal service resumed last year and Summer 2023 promises to be another one to remember.  We asked our partners at MTB holiday specialists Bike Morzine, to put together their top 5 reasons to visit Morzine this summer for the action packed mountain biking holiday of your … Read more

Health insurance for dentists, doctors and other medical professionals are really no different from Private Medical Insurance for other non-medical professions, but finding the right policy can still take time. What does private health insurance offer to dentists and doctors? Broadly speaking private health insurance will offer the following to dentists and doctors: Private healthcare … Read more

Bike Week 2023 is here! With its focus on promoting the joy of cycling, Bike Week has become a highly anticipated annual celebration. This year is the 100th year of bike week and promises to be bigger and better than ever before, with a wide range of activities, events, and opportunities for riders to come … Read more

You might wonder whether health insurance could be a scam to take your money and find reasons to deny your claim. Is it worth the cost? This guide examines why health insurance may not suit you so you can make an informed choice. Watch: How private health insurance works Here’s a short video explaining how … Read more

  We’re giving you the chance to win two entries to Outlaw Half Holkham; ‘The UK’s most beautiful triathlon’ The Outlaw Half Holkham Weekend is about as close to a triathlon festival as you can get. Set in the vast, stunning grounds of the historic Holkham Estate, there is onsite camping, a range … Read more

If you or a loved one are seriously injured, you want to know that good quality medical care will be available quickly. You may wonder whether a private option is available. Here’s our guide to private emergency care and the circumstances where you’ll still need to rely on the NHS. Is there private A&E? Private … Read more

E-bikes are now firmly a part of the cycling world, but there is still a good deal of snobbery that surrounds them. If, like us, you believe that e-bikes represent the future of modern transportation – and that they are a brilliant way for everyone to enjoy the many joys that cycling has to offer … Read more

If you’re reading this post, you’re likely already aware of the numerous benefits of private medical insurance, not least the speedy access to private treatment when you need it. However, one of the most significant drawbacks, especially for those approaching retirement and beyond, is that premiums sharply rise as you age. Read on to learn … Read more

Welcome back to another edition of ‘Long Weekends in Europe’. On our last adventure, we visited the Danish capital of Copenhagen and enjoyed what Scandinavian culture had to offer. Today, we are heading to the Netherlands’ Limburg province. The region itself is still relatively young, only coming into existence in 1839 following the Netherlands’ separation … Read more

When you need medical care, your doctors will advise you on the treatment you need and whether you’ll receive it as an inpatient or outpatient. What does that mean for you? In this post, we’ll share the main differences between inpatient and outpatient care to help you prepare. What is an inpatient? When you’re treated … Read more

It’s that time again. The 110th edition of cycling’s greatest spectacle is just around the corner and today we are going to be taking a deep dive into everything you need to know about this year’s race, including the key stages, main contenders and top sprinters. Starting on the 1st of July in Bilbao, the … Read more

Have you ever wondered how you and your family would pay the bills if you had to take time off work because of an illness? Sickness insurance cover, or income protection cover as it’s more commonly known, could be the answer. Here’s how it works. How does sickness insurance work? Sickness insurance pays out a … Read more

Fuelling Fuelling is an important part of any athlete’s life, not many know how to fuel correctly from the get-go. It doesn’t matter if you’re a leisure cyclist or someone who races. Everybody needs to fuel adequately, to allow their body the best chance to perform and facilitate recovery. Nutrition is key to a successful … Read more

Everyone hopes to live a long and healthy life and receive good-quality medical care if they become ill. However, taking steps to live a healthy lifestyle is the best way to avoid spending time in the hospital. Here are our tips to help you stay healthy. Our most popular health insurance topics Want to know … Read more

what is core? An often overlooked but essential part of riding a bike is core stability training. Whether you’re a recreational or racing cyclist you can reduce injury risk, enhance riding comfort and improve performance by doing some basic core stability exercises. Despite these benefits, why do so many cyclists find it hard to fit … Read more

A health cash plan can help ease the expense of routine trips to the dentist or optician. To help you decide if a health cash plan is right for you, we explore how they work and more importantly, how much they cost. How does a cash plan work? When you buy a health cash plan, … Read more

With the 2023 triathlon season well underway, you may have watched and been inspired by some of the recent performances achieved by UK athletes on both the world stage and at grass roots level. It got us thinking, if you’re new to triathlon, where do you start? We asked one of our British Triathlon Age … Read more

Good dental and optical care can help you stay healthy. If you pay for private treatment, health insurance or a cash plan can help you save money. In this article, we look at different types of cover so you can consider your options. What are the benefits of optical and dental cover? Optical and dental … Read more

Following a successful edition in 2022, the Tour de France Femmes is back for its second edition (in this format) for 2023. After decimating the field last time around, Annemiek van Vleuten once again starts as the favourite to take her second yellow jersey. Despite this, in the year since, SD Worx has bolstered their … Read more

The NHS marked its 75th anniversary in July 2023, meaning that most of us can’t remember a time when it didn’t exist. It’s been a constant source of discussion, both politically and in the media. We examine the data to discover what’s happening in the NHS as of August 2023. The Government has announced measures … Read more

We’re giving you the chance to win 3 PAIRS of weekend tickets to GT Malverns Classic mountain bike festival! The GT Bicycles Malverns Classic is the Glastonbury of mountain biking and the UK’s biggest mountain bike festival! Enjoy a packed weekend for both spectators and riders with flat-out racing for all ages and … Read more

Private GP services in the UK are becoming increasingly valuable, with the NHS struggling with record-breaking backlogs and GP surgeries finding it challenging to fill vacancies. In this article, we explain how private health insurance can give you access to 24/7 private GP services and how they work. There are increasing reports of patient difficulties … Read more

Training should be fun – let’s see how we can help ourselves Everyone must start somewhere with training, and let’s face it, it’s never quite as enjoyable when you’re building the base fitness. It can also be less enjoyable, if you’re training hard for a race, slugging through the intervals that make your eyes pop … Read more

In this guide, we explain what you need to know about small business health insurance in the UK and provide you with some practical tips on how to get the best deal. How does small business health insurance work? Small business health insurance gives your employees access to high-quality private medical treatment without the NHS … Read more